Life Stages

Earnie the EarlyBird Kids Club

Birth to 12 years old

Learn healthy saving habits at Allegis Credit Union. If you are age 12 or under, the Earnie Bird Youth Savings Account is for you. You will enjoy the following benefits when you become a member of this special club:

  • Activity book
  • Earnie the Earlybird Savings Kit
  • A postcard from Earnie on your birthday
  • A passbook record keeper to record your transactions

All you need to do is maintain a $5 minimum balance on your Earnie Bird Account. You will earn interest on any amount in your account. As a special bonus, you can open a Certificate of Deposit with as little as $100.

With Earnie the Earlybird, you have developed healthy savings habits. Earnie helped you spread your wings and NOW you are ready for more financial INDEPENDENCE! At the age of 13, you will be transferred into the Independence Now Club.

Independence Now Club

13-17 years old

Develop positive activity on your account! If you are 13-17 years old, you are eligible for this special club. The minimum balance is $5 and you will earn interest on any amount in your account. As an Independence Now member, you will enjoy the following benefits:

• Financial Education
• Certificates of Deposits (min $100)
• Youth Checking*
• ATM Card
• Prepaid VISA
• Unlimited Online Banking
• Personal Loan and VISA Credit Card**

Practice healthy financial habits with your first checking account. Learn how to write checks, balance your account and work towards financial goals. You choose your own checks and will receive the first box FREE! *Youth checking accounts must be co-signed with an adult.

**Must be 16-17 years old with an adult cosigner on lending products. Maximum combined loan and credit card amount is $500.

Expand your savings and save for special occasions with a Vacation or Christmas Savings Club!

What’s NEXT? You’re lucky to be a part of a GENERATION that is predicted to be the most powerful yet. Once you turn 18, your Independence Now Account will roll over into the
Generation Next Club.

Generation Next Club

18-21 years old

Establish yourself as credit-worthy! The Generation Next Account is for members age 18-21. This club allows you to learn how to manage your money as you move on to the next phase of your life, whether it be going to college, traveling, or working at your first job. Enjoy the following benefits:

  • No Account Maintenance Fee at month-end, regardless of your account balance
  • Free Online Banking and BillPay
  • Checking
  • Debit Card
  • VISA Credit Card
  • Checkguard Overdraft Protection
  • Loans

You will be able to access your own account through our E-services and extended network of shared branches. Enjoy unlimited online banking and CU*Talk access for all your banking needs.

Build your credit for the future with special lending products from Allegis Credit Union.

Upon reaching your 22nd birthday, your account will be converted into a regular Allegis Credit Union membership. You are ready to move forward as a young adult and as your credit union, we want to continue to be with you every step of the way!

Senior Central

62 years old and better

Once you turn 62 years old, if you have an Allegis Checking account and direct deposit, ask to join Allegis' Senior Club! You will enjoy:

  • No Account Maintenance Fee at month-end, regardless of your account balance
  • No Phone Transfer Fee
  • No Money Order Fee
  • No Cashiers Check Fee
  • No Travelers Check Fee

And of course, if you have a checking account balance of over $500, convert your checking account to a SelectCheck55 account! You will earn interest on amounts over $1,000! Other benefits of being a select check member are:

  • Free Select Checks
  • 1/2 off on Specialty Checks
  • Free Money Orders
  • Free Travelers Cheques for Two
  • 1/4% rate increase on new and renewing Certificates of Deposit