Member Rewards Program

NEW Member Rewards Program!

The NEW Member Rewards program went into effect June 30, 2011.

And check out our NEW Lifetime Points program!

Allegis Credit Union’s Member Rewards Program was developed to reward you for your relationship with the credit union.  It makes the benefits of using Allegis Credit Union for all your financial services threefold:

  1. You get the great service and rates that Allegis is known for
  2. You are rewarded with special pricing and privileges just for using your account
  3. You accumulate Lifetime Points over the course of your membership that can be redeemed for Allegis merchandise, fee waivers and refunds, and more!

The Member Rewards Program gives you points for many of the different ways you use your account.  The more financial services you use, the more points you earn.  There are four levels of account relationships: Basic, Silver, Gold, and Platinum.

The points accumulated during a calendar month determine your reward level for the following month.  If your July statement indicates that your account is “Gold”, you can take advantage of “Gold” level rewards during August.  While there is a possibility that your account may fluctuate between levels, most members with long-term relationships remain very stable. 

An added benefit of Member Rewards is that members who live in the same household all enjoy the reward level of the highest point-earning account.

Your current Member Rewards level can be found at the top of last month's statement!

Point Values

Member Loyalty
Years of membership (every 5 years)
5 points
 
Savings & Checking Relationships
Checking Account
100 points
Money Market Savings
25 points
Certificates of Deposit*
50 points
IRA Share or IRA CD*
50 points
Total Savings Balance Over $50,000
25 points
Any Negative Savings Balance
-200 points
*Scores only once regardless of number held
Lending Relationships  
Home Equity
100 points
Mortgage Loan
200 points
Other Loans/Lines of Credit
100 points
Delinquent Loan Balance
-200 points
 
Self-Service & Direct Deposit
Active ATM Card
50 points
Active Debit Card
50 points
Visa Credit Card
50 points
E-Statement
50 points
Online Bill Pay
75 points
Active CU*Talk Usage
25 points
Active Online Banking Usage
50 points
Direct Deposit of Payroll ($300+/month)
75 points
ACH Deposits ($300+/month)
75 points
Allegis CU Automatic Transfers
(loan payments or other transfers)
50 points

How The Points Add Up:

Basic 0-99 points
Silver 100-249 points
Gold 250-449 points
Platinum 450 points and more

How You Are Rewarded

Points go toward additional membership benefits. See below!

Service

Basic

Silver

Gold

Platinum
Overdraft Transfer From Savings $3.00 $3.00 $3.00 FREE
Non-Allegis Credit Union ATM
(view list of unlimited transaction ATMs)
Withdrawals
Transfers
Inquiries
Allowed Per Month
4 FREE 8 FREE 12 FREE UNLIMITED
4 FREE 8 FREE 12 FREE UNLIMITED
4 FREE 8 FREE 12 FREE UNLIMITED

Fees for:
Account Service for Low Balance (per month**)Cashiers Check
Money Orders
Operator Assisted Transfers
Travelers Checks


$3.00
$2.00
$2.00
$3.00
$2.00


$3.00
$2.00
$2.00
$3.00
$2.00
NONE
FREE
FREE
FREE
$1.00


NONE
FREE
FREE
FREE
$1.00

Effective June 30, 2011 for all members 18 years of age or more. Member Rewards Program does not apply to business accounts. Please see official rate sheet and fee schedule for updates and complete list of service fees. All rewards subject to change without notice. **Account service fee does not apply to minor’s accounts, accounts with loan products, or an aggregate savings balance of $500.00 or greater, regardless of Member Rewards level.

Lifetime Points

You already know how rewarding it is to be an Allegis member! But now it pays to be a long-term member! Your Member Rewards points accumulate each month to give you Lifetime Points! These points can be redeemed for Allegis merchandise, fee waivers and refunds, even a VISA Gift Card! Check your Lifetime Points total when you log into your online account, then check the Lifetime Points Catalog below!

Rewards
Points
Starter Checks (4 per page)
1500
Statement Copy
1600
Account History Printout
1700
ACU Reusable Shopping Bag*
2000
One Traveler's Check Fee Waived
2500
One Money Order Fee Waived
2500
Corporate/Cashiers Check
2500
Refund One Account Maintenance Fee
2500
One VISA Gift Card Fee Waived
2500
Refund One Non-Allegis ATM Fee
3000
ACU Drawstring Backpack*
3000
Refund One Month SelectCheck55 Low Balance Fee
3500
ACU Ceramic Mug*
3600
Refund One Overdraft Transfer From Shares Fee
3700
ACU Piggy Bank*
5000
Refund One Month Inactive Bill Pay Fee
5100
Refund One Month Reg D Fee
5200
Debit Card Replacement
5200
ACU Candy Jar*
5500
Insulated ACU Travel Mug*
8000
One Free Box of Checks (Eagle Style)
9000
Refund One Courtesy Pay Fee
10,000
Refund One NSF Fee
10,000
Waive One Stop Payment Fee
15,000
Refund One Personal Loan Late Fee
20,000
Refund One Credit Card Delinquent Fee
20,000
Folding ACU Lawn Chair with Carrying Bag*
26,000
$25 VISA Gift Card*
50,000
*When available. Please allow two weeks for pick-up of item.
*If you opened your membership prior to 2004, your lifetime points have been accumulating since the Member Rewards program began in August 2004. If you opened your membership after that, they have been accumulating for your entire membership.